How Car Accident Compensation Advice Can Help You

Here at Car Accident Compensation Advice, we pride ourselves on doing all we can to get you the compensation and justice that you deserve. 

From the moment you get in touch, we provide advice and support to remove the stress from your shoulders. Being specialist car accident solicitors, we’ll help you navigate the clams process, explaining all technical terms and principles and taking steps to ensure you get fully compensated for injuries and damage to your property. 

Better still, we work on a No Win No Fee basis. This means that you don’t pay any fees upfront and nothing while the case progresses. Only if your claim is a success do you pay us a small fee out of the payout you receive. 

To find out if we can help you today, contact us for free by clicking below. 

Free Case Check

Car Accident Claims We Can Help With

Pedestrian and Cycling Accidents

Car Park Accidents

Head-On Collisions

a rear end collision car accident

Read-End Collisions

a woman in a car after a side impact collision

Side Impact Collisions

multi-car pile up on the road

Multi-Vehicle Pile Ups

Motorway Accidents

hit and run car accident

Hit and Run Accidents

Can I Make A Car Accident Compensation Claim?

If you’ve been injured in a car accident that wasn’t your fault, you may be entitled to compensation. In England and Wales, claims typically require proving that another driver, road user, or even a local authority was negligent.

To make a successful claim, you’ll need to show:

✅ Liability – Someone else was responsible for the accident.
✅ Injury or Loss – You suffered physical injuries, financial losses, or emotional distress.
✅ Time Limits – You usually have three years from the accident date to make a claim. (Exceptions apply for children and those lacking mental capacity.)

Even if the other driver was uninsured or fled the scene, you may still be able to claim through the Motor Insurers’ Bureau (MIB). Seeking legal advice early can help clarify your options so get in touch today if you’d like a free case check. 

If you’re looking to make a car accident claim, it helps to understand the process. Here’s a general guideline of the steps:

1️⃣ Seek Medical Attention – Even if injuries seem minor, see a doctor. Medical records are essential evidence.
2️⃣ Gather Evidence – Take photos of the accident scene, vehicle damage, and any injuries. Get witness details and request CCTV footage if available.
3️⃣ Report the Accident – Notify your insurer and, if necessary, the police (e.g., for serious injuries or hit-and-runs).
4️⃣ Seek Legal Advice – A solicitor can assess your case and guide you through the process, often on a No Win, No Fee basis.
5️⃣ Submit Your Claim – Your solicitor will negotiate with the other driver’s insurance or the MIB. If liability is disputed, the case may go to court.

Most claims settle without going to court, but legal support can help you get the best outcome. As specialists in car accident compensation claims, we can provide that expert support. Reach out today to get a free case check. 

If you’ve been injured in a car accident, your potential compensation payout can cover various losses, including:

Personal Injury Compensation (General Damages)

✅ Whiplash, fractures, or other physical injuries, like head injuries or brain damage
✅ Psychological effects, such as anxiety or post-traumatic stress disorder (PTSD)

Financial Losses (Special Damages)

✅ Lost earnings if you had to take time off work
✅ Medical costs, including physiotherapy and counselling, as well as any private medical treatment you may require. For example, we can help you get surgery privately without having to go through a long waiting list
✅ Travel expenses for hospital visits and trips to see your lawyer
✅ Vehicle repair or replacement costs

Care & Support Costs

✅ If you require assistance with daily tasks due to your injuries, you can claim for professional care or unpaid help from family members.

Keeping receipts and records of all expenses strengthens your claim. This is perhaps the most important part, so keep organised and try to keep a log of everything you spend. 

Compensation for car accident injuries varies significantly depending on the severity and impact of the injury. To get an idea of the value of different injuries, we can look at the Guidelines of the Judicial College which details awards made by the courts for different injuries.

A severe neck injury, such as one associated with incomplete paraplegia, can result in compensation in the region of £181,020. Moderate neck injuries involving serious fractures or disc damage may fall within the range of £80,240 to £159,770, reflecting their lasting impact on mobility and pain levels.

Chest injuries also vary widely in severity. A severe chest injury, particularly one causing lung or heart damage, may warrant compensation between £80,240 and £122,850. In contrast, minor chest injuries involving soft tissue damage typically attract lower compensation, up to £4,820.

Facial fractures can have long-term consequences, particularly if they lead to permanent deformity. Le Fort fractures of the facial bones are among the most serious and may lead to compensation between £29,060 and £44,840. Multiple fractures of the facial bones, particularly those causing lasting changes in appearance, may result in compensation ranging from £18,180 to £29,220.

Whiplash injuries, which are common in car accidents, are now subject to tariff-based compensation. Minor whiplash, lasting up to three months, may be compensated between £240 and £260 under the latest guidelines.

Psychological injuries are also considered in compensation claims. Severe PTSD, which has a long-term impact on daily life, can result in compensation between £73,050 to £122,850. Moderately severe PTSD, which still has a significant effect but allows for recovery over time, may attract compensation between £28,250 to £73,050.

These figures provide a general guide, but every case is unique. The final amount awarded depends on medical evidence, the extent of recovery, and the long-term impact of the injury.

In most cases, compensation for a car accident is paid by the at-fault driver’s insurance company. This ensures that injured parties receive financial support for medical expenses, lost earnings, and other costs without having to personally pursue the responsible driver for payment.

If the driver responsible for the accident is uninsured or cannot be identified, such as in a hit-and-run incident, compensation may still be available through the Motor Insurers’ Bureau (MIB). The MIB is a scheme designed to protect victims of uninsured or untraceable drivers, ensuring they are not left without financial recourse.

Passengers involved in a car accident also have the right to claim compensation, even if the driver at fault was in the same vehicle as them. This means that, whether the accident was caused by another driver or the person they were travelling with, passengers can still pursue a claim for their injuries.

Many people choose to work with a No Win, No Fee solicitor when making a claim. This arrangement means there are no upfront legal costs, and fees are only deducted from compensation if the claim is successful. This provides peace of mind and makes the claims process more accessible to those who might otherwise struggle with legal expenses.

The time it takes to receive car accident compensation depends on the complexity of the case.

Simple claims, where liability is clear and injuries are minor, can often be settled within 3 to 6 months.

Moderate cases, which involve ongoing medical treatment or rehabilitation, may take 6 to 12 months.

However, if the case is complex or disputed, such as those involving severe injuries, liability disagreements, or court proceedings, the process can extend beyond 12 months. To help speed up a claim, it’s important to provide all necessary evidence as early as possible and cooperate with medical assessments.

Yes, you can claim compensation for psychological injuries caused by car accidents, including:

✅ Anxiety – Fear of driving or travelling in cars
✅ Depression – Resulting from injury or lifestyle impact
✅ PTSD – Flashbacks, nightmares, or severe distress

Psychological injuries are treated similarly to physical injuries. A medical assessment from a specialist will determine the severity and impact on your daily life.

Compensation amounts vary depending on how significantly your mental health has been affected.

If you were entirely at fault for the car accident, you cannot claim compensation from another party. However, you may still be covered under your own insurance policy if it includes Personal Injury Protection (PIP) or other benefits. Additionally, some policies offer Legal Expenses Cover, which could help with legal costs if a dispute arises.

If you were only partially at fault, you may still be eligible for compensation, but the amount could be reduced under contributory negligence rules. For example, if you were found to be 50% responsible, your payout would be halved to reflect your share of the blame. A solicitor can assess your level of liability and advise on the best course of action based on your specific circumstances.

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